A health insurance policy pays 70 percent of physical therapy costs after a $200 deductible. In contrast, an HMO charges $13 per visit for physical therapy. How much would a person save with the HMO if he or she had 10 physical therapy sessions costing $45 each?
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A health insurance policy pays 70 percent of physical therapy costs after a $200 deductible. In contrast, an HMO charges $13 per visit for physical therapy. How much would a person save with the HMO if he or she had 10 physical therapy sessions costing $45 each?
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- Imagine 5 different events that would cause losses that would be covered by renter's insurance. Write a one-sentence description of each event and a description and estimate of the amount of losses that would result if you experienced the event.Explanation of Benefits (EOB) or Remittance Advice – In many cases these terms are used interchangeably; however, they are different. The Explanation of Benefits is sent to a patient that explains how the insurance processed their services rendered, what was paid or not paid to the provider, and what the patient owes. The Remittance Advice provides information to the healthcare facility or office on whether they need to appeal the claims processing or accept the processing as received. Review the Explanation of Benefits (EOB) from Cigna and CMSIn the Ogden Tables for Personal Injury, what does the discount rate represent? a. The severity of the injury b.The rate of inflation from now until the injured person's retirement c.How many years the injured person is expected to live? d. The expected rate of return on investment
- WHAT THEY DON'T KNOW WON'T HURT THEM during my last two years in college, I worked for Dan animal hospital in my hometown. In my time there, many animals passed away in their sleep or for unknown reasons. It was not uncommon. In these situations, our facility would offer the owners the service of an autopsy. An autopsy is a procedure in which the doctor would surgically open up the animal to check for any signs of what might have caused the animal's death. Mrs. Johnson, a client of ours, brought in her dog that had unfortunately passed away while she was at work. Her dog was only five years old, and the owners were not aware of any health problems. No one, including the doctor, could figure out what had caused the death of Mrs. Johns on's dog. Mrs. Johnson was asked if she would give her con- sent for the doctor to perform an autopsy on her dog so they might be able to answer the many questions surrounding his death. Mrs. Johnson did not want this procedure to be done; she just wanted…You are in your new job as the Chief Financial Officer for a hospital that is struggling with patient collections and you may have to recommend staff reductions to keep the hospital solvent, what ways would you use to boost collection of patient financial responsibility and what would you do if the patient still cannot pay?Choosing not to ride is an example of? a) Risk assumptions b) Risk avoidance c) Self insurance d) Risk reduction
- Consider the following scenario: A sales representative from a textbook publisher calls on your professor to try to get him or her to adopt a new textbook. Is it okay for the professor to accept a free lunch from a publisher’s sales representative? If it is okay for a professor to accept a free lunch, what about a free game of golf? What about a free set of golf clubs after the game?Which doctor-patient model describes when the doctor carries out the wishes of the patient? Select one: O Priestly Model O Engineering Model O Collegial Model O Contractual Model Jump to...a whole life insurance policy will have an increase premium a decreasing premium a level premium a single premium
- Design an effective service guarantee for a service (choose a service by yourself) with high perceived risk. Explain (a) why and how your guarantee would reduce perceived risk of potential customers and (b) why current customers would appreciate this guarantee even though they are already a customer of that firm and therefore likely to perceive lower levels of risk.For an additional fee, a customer purchasing a Whirlpool appliance, such as washing machine, can purchase a three year service contract. The contract provides free repair service and parts for the specified appliance using an authorized Whirlpool service provider. When a person with Whirlpool service contract needs to repair an appliance such as washing machine, he or she calls the whirlpool repairs and parts department to schedule an appointment. The department makes the appointment and gives the caller the date and approximate time of the appointment. This process is very lengthy. It may take two weeks to schedule a repair visit.In above case what changes could be made to make this process more efficient with the development of Information system. Discuss in detail various phases of System Development life cycle that are involved in this case.Assume that a company is considering buying a new piece of equipment for $240,000 that would have a useful life of five years and no salvage value. The equipment would generate the following estimated annual revenues and expenses: Commissions Insurance Revenues $ 112,400 Less operating expenses: $ 15,000 5,000 48,000 30,000 98,000 $ 14,400 Depreciation Maintenance Net operating income Click here to view Exhibit 12B-1 and Exhibit 12B-2, to determine the appropriate discount factor(s) using the tables provided. The internal rate of return for this investment is closest to